HOW TO AVOID GOING BROKE BEFORE YOUR NEXT SALARY

For a lot of people, every month is the same- you get paid, feel like the boss and end up being broke before your next salary.
Luckily for you Vab is here to ensure that never happens again. Here is what to do.
1. FIGURE OUT WHAT YOU SPEND YOUR MONEY ON:
First, make a list of your monthly expenses. Start with your necessities like transport, food, bills (water, light e.t.c). Figure out exactly how much you need for your expenses and what’s left of your salary.

2. MAKE A BUDGET:

Once you know what you need money for, the next thing is to make a budget for the month. This budget should cover all your necessities.


3. DIVIDE YOUR MONEY:


After sorting your budget, the next thing you should do is to separate your cash. Put the money you need for your budget with a little amount for fun stuff in one account and the remaining should go into your savings or emergency funds account.

4. STOP CARRYING YOUR CARDS AROUND

In order to stick to your budget, you have to stop carrying your card around. Leave it at home and only take the exact amount of money you need when you go out. You have a little extra for emergencies but don’t take your card with you.


5. BE DISCIPLINED:

None of this can be achieved without major discipline. It’s exactly what you need if you really want to avoid going broke before your next salary!

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